Are There Alternatives to Bankruptcy?
If you are overwhelmed by crushing debt, you may be analyzing every possible option to avoid bankruptcy. However, borrowing from a family member or being deceived by a “credit consolidation” company is not the answer. I will help you get the fresh start you are entitled to under the Bankruptcy Code.
Debt Settlement & Credit Consolidation Companies
By the time some clients come to me, they have already sent money to companies that claim to provide credit card consolidation or debt management services. Many of these companies are scam artists who only have one thing in mind — making money off of unreasonable administrative fees.
As an experienced bankruptcy attorney, I care about helping you and your family get the relief you are entitled to under the law.
There are no debt consolidation services in Tennessee that I endorse.
Bankruptcy is the Best Option
Bankruptcy is the way to gain a fresh start financially that is backed by the United States federal government. Other “debt settlement” options cannot keep creditors from calling or stop/prevent foreclosure.

