Stop Creditor Harassment

If you are considering bankruptcy you are probably being harassed by creditors. I know that these creditors are relentless in their collections methods. Creditors will call all hours of the day and night and may even call your employer or family  members. By filing for bankruptcy, an automatic stay goes into effect, stopping all attempts to collect on your debts.

Upon filing your case Creditors must immediately cease any attempt to collect on your debt. Creditors can no longer call you, send you letters, come to your house, or contact your family or employer. It fact, it is illegal if they make any attempt to collect your debts after you file for bankruptcy.

I understand that this harassment causes unwanted stress and hardship in your life. Filing a Chapter 7 or Chapter 13 case can give you the relief you need from Creditor harassment and the fresh financial start you deserve. Though you may be looking at alternatives to bankruptcy, other debt settlement options will not stop the Creditor harassment.

Many people who are struggling financially become concerned about repossession. If you have fallen behind on your car payment or know that you will not be able to make a future payment, you do not have to lose your vehicle.